As a financial adviser or broker, you evaluate clients’ unique needs to provide them with appropriate solutions that protect them from the unexpected. In a world where “one size fits all” insurance plans are sometimes the norm, it can be a challenge to find the right mix of solutions to ensure your clients are fully protected, which is why it’s important to include individual disability insurance (IDI) in your mix of products.
IDI protects your clients’ income if they are unable to work due to injury or illness. It’s not enough for clients to be covered only in the event of their death.